Others build what the market actually wants.
If you're in that second group, you already know—your biggest bottleneck isn't vision…
It's having financing that can keep up with execution. That's exactly where EasyBuild comes into play.
EasyBuild is designed specifically for investors building new construction—whether you're doing a single spec home or scaling multiple projects at once. This isn't your traditional construction loan. It's built for speed, flexibility, and forward-thinking investors who care about momentum just as much as margins.
Move from approval to funded without the usual waiting game.
Keep your project moving with rapid draw funding.
Up to 90% of total project cost covered.
Translation? Your project doesn't sit still waiting on money.
Let's be honest… Traditional banks want everything perfect before you even start: plans finalized, permits issued, timeline locked down. Meanwhile, opportunity is moving. EasyBuild flips that dynamic.
You can move on deals quickly without getting stuck in underwriting purgatory.
Keep your monthly overhead lower while your project is under construction.
Typical terms range from 9–24 months, giving you time to build, sell, or refinance.
If you execute quickly, you're not penalized for winning.
This is where EasyBuild really shines for builders.
Finance nearly your entire project cost—keep more cash free for your next move.
Strong leverage against the finished value of what you're building.
Per project, per deal.
Scale your pipeline simultaneously.
Across your entire portfolio.
In other words… you stay in the game longer and play bigger.
EasyBuild is ideal if you are:
Building spec homes designed to sell at top of market.
Tear down the old, build what buyers actually want today.
Developing smaller residential projects with big return potential.
Moving from "a project" to "a portfolio."
Let's keep it real and practical:
Loan amounts from $75K to $5M+ per project.
Credit scores starting around 680+.
Scale up to $5M+ per project as your pipeline grows.
Rates currently starting in the high 7's (limited-time pricing). This is investor-grade financing—so yes, it's not conventional rates… But the trade-off is speed, leverage, and scalability. And for builders, that's often where the real profit lives.
Inventory is tight. Buyers still want new construction. And the investors who win in this market are the ones who don't wait for deals—they create them.
- Control your timelines
- Control your product
- Control your margins
Instead of competing for leftovers.
If you're building—or even thinking about building—the question isn't:
"Can I find a deal?"
It's:
"Do I have the right financing partner to execute when I do?"
Because in this market… Speed wins. Execution wins. And capital that actually supports your strategy?
Without the right financing partner.
With EasyBuild behind your strategy.
That's the difference between doing one deal… and building a business.
Let's map it out and see how this fits into your strategy.
We'll walk through your build scope, timeline, and cost structure together.
See exactly how EasyBuild leverages your specific deal for maximum efficiency.
When you're ready to go, we're ready to fund. Closings in as little as 48 hours.
My name is Melissa Holt and I've been helping clients with home financing since 2001! I was a bank and retail lender for over 22 years and I now run my own broker business so I can help even more families! If you wish to learn about benefits of working with a broker, let's chat!
When I'm not working, I'm running between soccer practices and games, camping, visiting with friends or working on home projects. I love music and dancing! My passion is people and puzzles are my game!
Melissa J. Holt; NMLS #331083; [email protected]
Empire Home Loans, Inc. NMLS #1839243
PHONE: (425) 753-4247
Empire Home Loans, Inc., NMLS ID#1839243, CA DRE# 02086593, CFL License #60DBO-95315, AZ Lic: MB-1012019. Refer to www.nmlsconsumeraccess.org to see additional licensing information. The corporate office address is 4401 Hazel Ave., Ste. 135, Fair Oaks, CA 95628; www.empirehomeloans.com. This communication is for informational purposes only. This is not a commitment to lend. All programs are subject to change or cancellation at any time and without notice. Empire Home Loans, Inc. supports equal housing opportunity.
Some investors buy what's available.